Investment
Lumpsum Calculator
See how a one-time investment grows over time with the power of compounding.
Investment details
₹1.00 L
Equity long-term average: 10–14%
Future value
₹3,10,585
after 10 years @ 12%
- Total invested
- ₹1,00,000
- Wealth gained
- ₹2,10,585
- Multiplier
- 3.11×
Formula: FV = P × (1 + r)ᵗ. Assumes annual compounding.
Invested vs returns
- Invested
- Returns
Total: ₹3.11 L
Year-by-year growth
Formula
How the math works
FV = P × (1 + r)ᵗ
- P
- One-time investment (₹)
- r
- Annual return (decimal)
- t
- Years invested
Method
How it works
- 1
Enter the amount you plan to invest today.
- 2
Pick an expected annual return — equity 10–14%, debt 6–8%.
- 3
Choose how many years you’ll stay invested.
- 4
CalcPe compounds annually and shows future value, invested amount and wealth gained.
Worked example
A quick walkthrough
Inputs
₹1,00,000 invested for 10 years at 12% p.a.
Steps
- FV = 1,00,000 × (1.12)¹⁰
- (1.12)¹⁰ ≈ 3.1058
- FV ≈ ₹3,10,585
Result
Future value ≈ ₹3,10,585 · wealth gained ≈ ₹2,10,585
Why use it
Why CalcPe’s Lumpsum Calculator
- Instantly project long-term returns on any lumpsum.
- Compare bank FD, hybrid MF and pure equity outcomes side-by-side.
- Model gifting, bonuses, ESOP payouts and other windfalls.
- Zero data collection — runs entirely in your browser.
FAQ
Frequently asked questions
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