KVP Calculator
Kisan Vikas Patra doubles your investment in 115 months at 7.5% (Q2 FY 2026-27).
Investment
Min ₹1,000, no upper limit
Q2 FY 2026-27: 7.5%
9 yrs 7 mos
Rate & data freshness
Default rate based on the latest official Government of India notification. Please verify the current rate before making financial decisions.
Maturity value
₹1,99,985
after 9 yrs 7 mos
- Principal
- ₹1,00,000
- Interest earned
- ₹99,985
- Time to double
- 115 mo (9.58 yrs)
KVP is not 80C-eligible. Interest is taxable at your slab rate. No TDS at source.
Principal vs interest
- Principal
- Interest
Total: ₹2.00 L
How the math works
Maturity = P × (1 + r)ᵗ ; Doubles in ⌈ln 2 / ln(1 + r) × 12⌉ months
- P
- Deposit amount
- r
- Annual rate (7.5% currently)
- t
- Tenure (currently 115 months to double)
How it works
- 1
Enter the amount you want to invest (minimum ₹1,000, in multiples of ₹100, no upper cap).
- 2
CalcPe uses the notified 7.5% rate and the official 115-month doubling period.
- 3
You can override the tenure to see growth for different holding periods.
- 4
Interest is compounded annually and paid at maturity.
A quick walkthrough
Inputs
₹1,00,000 invested in KVP.
Steps
- At 7.5% p.a. compounded annually
- Amount doubles in 115 months ≈ 9 yr 7 mo
Result
Maturity ≈ ₹2,00,000 after 115 months.
Why CalcPe’s KVP Calculator
- Guaranteed doubling of your investment.
- Backed by Government of India — zero credit risk.
- Passbook-based scheme; easy to gift or transfer.
- Available at all post offices and select public sector banks.