Tax

Capital Gains Tax Calculator

Estimate STCG / LTCG tax under the revised post-Budget 2024 Indian rules.

Asset & values

Asset type

2.0 years

LTCG tax

₹22,750

Net gain ₹2,77,250

Capital gain
₹3,00,000
Exemption
₹1,25,000
Taxable amount
₹1,75,000
Effective rate
12.50%
Cess (4%)
₹875

Based on Indian rules effective 23 July 2024. Actual filing may vary; consult a tax advisor.

Formula

How the math works

Tax = (Gain − Exemption) × applicable rate + 4% cess
Equity STCG
20% (from 23 Jul 2024)
Equity LTCG
12.5% above ₹1.25 L per year
Property / Gold LTCG
12.5% without indexation
Debt MF (post Apr-2023)
Slab rate — always
Method

How it works

  1. 1

    Pick the asset type — equity, debt, unlisted shares, property or gold.

  2. 2

    Enter purchase price, sale price and holding period.

  3. 3

    For assets taxed at slab, enter your applicable slab rate.

  4. 4

    CalcPe applies the correct rate & exemption and adds 4% cess.

Worked example

A quick walkthrough

Inputs

Equity MF bought for ₹5 L, sold for ₹8 L after 3 years.

Steps

  • Gain = ₹3 L (Long-term, >12 months)
  • Exemption = ₹1.25 L → taxable ₹1.75 L
  • Tax = 12.5% × 1.75 L = ₹21,875 + 4% cess = ₹22,750

Result

LTCG tax ≈ ₹22,750 · net gain ≈ ₹2,77,250.

Why use it

Why CalcPe’s Capital Gains Tax Calculator

  • Latest Budget 2024 rules baked in.
  • Handles equity, debt, property, gold and unlisted shares.
  • Automatically applies ₹1.25 L equity LTCG exemption.
  • Adds 4% Health & Education cess.
FAQ

Frequently asked questions

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